Effective date: January 30, 2026

These Terms of Use govern your access to and use of the Howe Virtual Ltd. website. By accessing or using this website, you agree to be bound by these terms.

If you do not agree with these Terms of Use, please do not use the website.

Website Purpose

The Howe Virtual Ltd. website is provided for general informational purposes only. It is intended to:

• Provide information about our services

• Allow visitors to contact us with inquiries

• Share general business-related content

Use of this website does not create a client, professional, or contractual relationship.

No Professional Advice

Content on this website is provided for general information only and does not constitute legal, medical, financial, or professional advice. Visitors should not rely on website content as a substitute for professional consultation appropriate to their situation.

Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Howe Virtual Ltd. or its licensors and is protected by applicable intellectual property laws.

You may view, download, and print website content for personal, non-commercial use only. Any reproduction, distribution, or modification of website content without prior written consent is prohibited.

Acceptable Use

You agree not to:

• Use the website for any unlawful purpose

• Attempt to gain unauthorized access to the website or its systems

• Interfere with the operation or security of the website

• Transmit malware, viruses, or harmful code

Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes. Howe Virtual Ltd. does not control and is not responsible for the content, privacy practices, or availability of third-party websites.

Access to third-party websites is at your own risk.

Limitation of Liability

Howe Virtual Ltd. makes reasonable efforts to ensure the accuracy of website content but does not guarantee that content will be complete, current, or error-free.

To the fullest extent permitted by law, Howe Virtual Ltd. is not liable for any damages arising from the use of, or inability to use, this website.

Availability

We may suspend, restrict, or modify the website at any time without notice. We do not guarantee uninterrupted or error-free access to the website.

Privacy

Use of this website is also governed by our Privacy Policy, which describes how personal information is collected and handled.

Governing Law

These Terms of Use are governed by the laws of the Province of Alberta and the applicable laws of Canada.

Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with the updated effective date.

Contact Information

If you have questions about these Terms of Use, please contact:

Howe Virtual Ltd.
Email: contact@howevirtual.ca
Phone: 403-979-6908